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Frequently Asked Questions

What do I need to do to get started?
Just fill out the free consultation form on our website and a credit consultant will contact you within 24 hours. You can call our toll-free number above to get started immediately or you can sign up by clicking "Contact".

How does this process work?
It includes one round of disputes, inquiries and consultations which will enable you to understand your credit report and how to raise your FICO score. We will discuss any further steps you may take to settle debts or negotiating late payments.

How much does my credit report cost?
The cost to purchase your credit reports (if required) from three credit bureaus is $34.75
(Note: Some states offer free reports and you are also entitled to a free credit report from each bureau once a year.ireports fir

Does pulling my credit reports affect my credit score?
No. The way we pull your credit reports does not generate an inquiry or affect your credit rating in any way.

How long does it take before I see improvement?
You will receive results in 30-45 days in the mail from the three credit bureaus which will tell you which items and inquiries were deleted. After receiving your results, our customer service consultants will discuss with you if any further steps are needed.

Is this process legal?
Yes. Under the Fair Credit Reporting Act, a consumer has the right to question any and all unverifiable, inaccurate and misleading information in their file. If the item can not be verified in 30 days, it must be removed!

Can I restore my own credit?

Absolutely! Everything we do, you can do yourself, although, the process is time consuming and involved. You must follow the Fair Credit Reporting Act very carefully and you must know all rights under the FCRA. We will perform every step of the process for a small fee to save you time. Therefore, you have no headaches and you do not have to take your time to work on this.

Do you offer a guarantee?
Good Credit Consultants is a membership service corporation. The fee we charge is for a credit consultation and the dispute process is included in the package at no additional cost. Our flawless customer service and three year plus record of helping over 4000 clients, without a single BBB complaint, is what separates us from the rest.

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